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Anderson

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  1. Anderson
    Couple of posts related to this one
  2. Anderson
    Audio version of the post: Sucessful Success.mp3 Every day, you're bombarded with videos titled "How to Become Successful," "7 Secrets of Successful People," "10 Habits of Successful Individuals," and many more. We live in an era where everyone claims to have a surefire way to make you rich, often through expensive courses promising the same wealth they flaunt on social media—luxury cars, lavish homes, and piles of cash. The allure is irresistible: if it worked for them, why not for you? So, you take the plunge, buy the course, and absorb the material. But soon, the only thing that changes is your credit card balance. Your life remains the same. Success stories sell well, fed to us from childhood. We hear tales of college dropouts becoming billionaires, smokers living past 100, and gamers winning international tournaments. These stories, though inspiring, often omit countless factors and circumstances that influenced these outcomes. Take the example of World War II bombers. Initially, it seemed logical to reinforce the areas of returning planes riddled with bullet holes. But Hungarian mathematician Abraham Wald argued that the real vulnerable spots were the engines and fuel tanks—the areas with the fewest hits—because planes hit there never made it back. By focusing on what’s visible (survivors), we ignore what’s crucial (failures). This bias pervades our thinking, from believing that helmets increase head injuries in war (they actually reduce fatal wounds, increasing survivable injuries) to the myth of dolphins saving shipwrecked sailors while ignoring their potentially dangerous behavior. The media glorifies the past, making us believe that everything was better before, from cars to music, ignoring the many failures along the way. In today’s world of "successful success," we often idolize those who rise from rags to riches, attributing their success to specific habits or actions. We forget that luck, connections, and many other unseen factors play significant roles. Benjamin Franklin’s morning "air baths" or Albert Einstein’s refusal to wear socks were quirky habits, but their success stemmed from hard work and other factors, not these peculiar rituals. Be wary of courses and books that promise quick riches; they often capitalize on your hopes without delivering real value. Understand that success stories represent the survivors, not the complete picture. The survivorship bias tricks our brains into seeing patterns and making conclusions based on incomplete information. This cognitive shortcut leads to poor decisions, like starting a business without understanding the risks or avoiding investments because of a few high-profile failures. Remember, the only book that will make you a millionaire is the one you write and sell yourself. Courses are merely books in different packaging. Critical thinking, recognizing biases, and learning from a full spectrum of experiences will guide you better than any quick-fix solution. Success is often about being in the right place at the right time, combined with hard work and a bit of luck. So, instead of getting lost in the sea of success stories, focus on what truly matters: your unique journey and the lessons learned along the way.
  3. Anderson
    Audio version of this post: Smart-but-lazy.mp3 Remember your school years, being labeled as "smart but lazy," as teachers criticised your grades and predicted a life of menial labor if you didn't improve. Think of the top students who looked down on you, questioning your future prospects with those grades. Now, ask yourself why those same teachers are still grading papers for a pittance, and why, ten years later, you encounter that once-arrogant classmate working as a hotel hostess. Reflect on the success stories of people like Steve Jobs, Bill Gates, and Napoleon, who weren't stellar students but changed the world. Consider Einstein, Churchill, Newton, Beethoven, and Ford—all with remarkable achievements despite poor academic performance. This suggests a deeper truth: many high achievers weren't top students, but their stories are more complex than mere academic struggles. Chapter 1: Laziness I won't tell you how to beat laziness; that's been done to death by self-help gurus promising life-changing results in five minutes. You're smart and likely don't fall for such simplistic advice. You know that mere procrastination won't lead to success—it's obvious. Let's take a different view: laziness as a driver of progress. At first, this idea might seem absurd—how can inaction and lack of motivation lead to achievement? But delve deeper, and you'll see that laziness often stimulates innovation. Seeking efficiency, we find quicker, simpler ways to accomplish tasks. From inventing the wheel to creating modern computers, laziness has spurred humanity to automate processes and develop new technologies, striving to do more with less. Chapter 2: Smart but Lazy How often have you heard "smart but lazy" from parents, teachers, or friends? I certainly have. Despite being a competent athlete, musician, and having good grades in subjects I cared about, I was a "C" student. The problem isn't a lack of intelligence but a mismatch between one's interests and the tasks at hand. You can't force a teenager to do all their math homework if they're already passionate about something else. Observing that they're diligent in areas they love should tell you they're not lazy—just focused on what matters to them. The phrase "smart but lazy" often means the person sees your potential but doesn't share your goals. The Manstein Matrix: Four Types of Officers General von Manstein categorized officers into four types: lazy and stupid, hard-working and intelligent, hard-working and stupid, and lazy and intelligent. The lazy and intelligent are best suited for top positions—they think critically and seek efficient solutions. Hard-working and intelligent make excellent staff officers. Hard-working and stupid are dangerous—they create unnecessary work for everyone. Lazy and stupid are harmless. This framework also applies to understanding people's career success. Those who find smart, efficient ways to achieve their goals often excel. Chapter 3: The Success of Average Students History shows that average students often become successful. If you've finished school or university, you've likely noticed that many "C" students are more successful than their straight-A counterparts. Why? Efficiency. Success isn't about working harder; it's about working smarter. For instance, an A student might study 100 hours for an exam and get an A, while a C student studies 2 hours and gets a C. The C student is far more efficient. This efficiency—doing the most with the least effort—is key to success in life. Many former top students struggle because they can't transition from the structured, closed problems of academia to the open, complex problems of real life. Chapter 4: Types of Average Students Not all average students are the same. They fall into several categories: 1. Strategic C Students: These students could get high grades but choose not to. They prioritize their efforts based on their interests and future goals. They excel in subjects they care about and use modern tools, like AI, to streamline their work. 2. Diligent but Lacking Ability: These students work hard but don't achieve high grades. They often struggle in low-skill jobs later in life. 3. Indifferent Students: They see no value in education. Often, they excel in areas outside of school, like sports or hobbies. 4. Resourceful and Social: These students leverage social skills to navigate school. They know how to get the information they need and whom to ask for help. The most successful are the strategic and resourceful ones. They cut through the unnecessary and focus on their goals. Chapter 5: Great "C" Students - The Truth Stories of poorly performing students becoming great innovators are common. Edison, Einstein, Jobs, and Gates are examples. They weren't interested in traditional education but were passionate about their fields. They spent their time and energy outside of school developing their interests, which led to their success. This is not an excuse for laziness but a call to find your passion and pursue it with vigor. Epilogue: Conditions for Success To succeed, you must solve open-ended life problems effectively, allocate your time wisely, think creatively, and delegate tasks. It's about having the right mindset and strategies, not just good grades. If you are a strategic "C" student with a clear goal and the right qualities, you can succeed despite what traditional measures might suggest. However, if you lack interest and drive, your future might indeed involve less desirable work. Aim high, work smart, and pursue your passions.
  4. Anderson
    Audio version of the post: Critical Thinking.mp3 Every day, we are bombarded with an endless stream of information. While the modern world offers countless opportunities, our thinking patterns often lead us to deceive ourselves, make quick and inefficient decisions, conform to the majority's opinion, and blindly believe in established judgments. How many people do you know personally who are ready to believe information they first heard on the internet? In today's world, the victor isn't the one who consumes the most information but the one who can distinguish truth from lies. Critical thinking is a vital skill for any successful person. Today I'll explain why it's essential to think critically, share methods to help you apply critical thinking, and overall, how to develop this skill to win the information race and avoid being deceived. I will use a historical example clearly depicted in the film "The Big Short" about the 2008 crisis. Everyone believed that mortgages were a symbol of reliability since real estate prices were constantly rising. But nobody could have imagined that this system might collapse. Here's an illustrative example of a critical thinker: Michael Burry. He questioned the widespread assumptions and manually reviewed all these mortgage loans. While the market perceived real estate as always stable and low-risk, he found a significant percentage of mortgages simply weren't being paid. By piecing together the chain of events, he realized that by 2008, the entire banking mortgage system would collapse. Despite everyone blindly continuing to believe otherwise, Michael invested heavily in the fall of mortgage-backed securities, ultimately earning a colossal profit, while many others were left with nothing, still believing in the supposed reliability of real estate. The term "critical thinking" was coined by American philosopher John Dewey. He described it as active, persistent, and careful consideration of any belief or supposed form of knowledge. A critical thinker like Michael Burry relies on facts, scrutinizes every idea, conducts independent research, and builds a logical chain of events rather than settling for someone else's opinion. Many confuse critical thinking with analytical thinking, but they are different. Analysis is breaking down information into parts and trying to reassemble them to understand better. Criticism, on the other hand, is primarily about doubt, searching for logical errors, lies, and manipulation. If you read an article analytically, you break the text into small sections, familiarize yourself with their content, and then ask yourself what conclusion follows from what you read. If you read critically, you first want to know who the author is, where the author's opinion ends, and the facts begin, where these facts come from, and how reliable their sources are. Critical thinkers are skeptics who question the majority's opinions and even their own beliefs, checking how logical, justified, and unbiased they are. Meanwhile, analysts break down information for better understanding. Why is critical thinking so important? Nobel laureate Albert Einstein said that the brain is designed to make mistakes. Our brain tries to expend as little effort as possible on thinking. As a result, most decisions we make quickly, without really pondering. For example, we close the door when we leave home because we are used to doing it. If we thought about all our actions, we wouldn't have time or resources for genuinely important things. The problem is that the brain can apply quick decisions where serious thought is needed. Albert Einstein explored the concept of two thinking systems that determine how we make decisions. The first system, System 1, represents the brain's basic strategy, which works automatically, allowing us to make instant judgments. The alternative strategy, System 2, is responsible for more complex thinking, problem-solving, self-control, information analysis, and planning. Thanks to this system, we are more protected from various mistakes. However, for System 2 to activate, one needs to consciously focus on information. Try this classic experiment from Albert Einstein's book "Thinking, Fast and Slow," which highlights the conflict between these thinking systems. The first task is to look at two columns and say aloud whether each word is printed in large or small letters. After completing the first task, look at the columns again, saying whether each word is printed to the right or left of the center. When determining whether the font was large or small, it was probably easier to read the left column, while you might have read the right column more slowly and possibly stumbled. Conversely, with word placement, System 2 activates through conscious effort or when one has already made mistakes and noticed them. Critical thinking is a tool that helps activate System 2 in time without making preliminary mistakes. Daily, we remain deceived by watching news, hearing friends' gossip, or even in this video, you chose to be deceived. Did you notice that I replaced the author of "Thinking, Fast and Slow"? Did you realize these weren't Einstein's words? The real author of this brilliant book is Daniel Kahneman, a Nobel laureate in cognitive psychology. If you absorbed the information and believed that Einstein was the author, your critical thinking needs improvement. If you had doubts about the authenticity of this information, you are well-read, do not let information pass by, do not give a chance to be deceived, and are a good example of a critical thinker. Don't be upset if you believed me. This was harmless information with little impact, but in life, there is much more misinformation, deceit, and manipulation. That's why developing your critical thinking is essential to avoid becoming a victim of deception. Here’s how to develop this challenging skill, which can transform you. Skeleton of Fish Method: This technique helps analyze problems. Draw a fish with the head representing the topic or problem you are studying, formulated as a question to yourself. Write the facts you have on the lower bones and the reasons behind each fact on the upper bones. Reflect on past experiences when you were productive, compare, and draw conclusions from the fish's tail. The Five Whys Method: Developed by Sakichi Toyoda, this method involves asking "why" five times to get to the root cause of a problem. This technique helped Toyota save millions and improve quality. Recognize Mistakes: Accepting and analyzing mistakes can help you make smarter decisions in the future. Search for Errors in Your Reasoning: Challenge your hypotheses, seek logical flaws, and look for information that contradicts your opinions. Pause Before Making Important Decisions: Slow thinking is more rational and less prone to cognitive biases. Expand Knowledge: Engage actively with information, do quality research, verify data, and argue with yourself. Expand Social Horizons: Interact with people who have different viewpoints. Listen to them respectfully and understand why their opinions differ from yours. By incorporating these steps, you can become a critical thinker and elevate your personal development to a new level.
  5. Anderson
    Ever wondered why you're stuck in the same place? You strive for more, for better, but nothing changes. You make efforts to break free from the endless race, yet it feels like you’re not moving at all. The actions that once yielded results now just drain your energy. You look at others who seem to have it all and wonder why you don’t. Sound familiar? I constantly ponder what needs to be done, seeking new life hacks, methods, and strategies to achieve new heights. This isn’t just about business; it applies to sports, relationships, partnerships, friendships, and more. Simply doing more or faster isn’t the solution. You need to delve deeper, change your strategy, habits, and mindset to make real breakthroughs. But what exactly should you change and how? I asked myself this question, and in this video, I want to share with you eight insights from a conversation with a coach. These are the tips that can accelerate your growth and make it a pleasant inevitability. Insight 1: Lower the Stakes and Shift Your Focus We all have responsibilities that sustain our daily lives - our jobs, businesses, and activities that we can’t just abandon, or our world would crumble. But beyond these, there are projects you want to create in the future, things you aspire to do in 5, 10, or 15 years. In our daily grind, we often exhaust all our energy on work and businesses that merely support our current lifestyle, with no hint of securing our future. We neglect long-term projects because we simply don’t have the energy or time for them. For instance, you decide to get in shape starting Monday or want to learn to play tennis like Djokovic or Ferrer. But come Monday, you’re stuck at work late, handling urgent matters at home. When do you think you’ll start playing tennis? Probably never, and you’ll continue metaphorically putting out fires. I wanted to start an international podcast but couldn’t find the time because I’m constantly putting out fires in my current businesses. The energy is depleted, and without it, nothing substantial can be created. The battery runs out, and there’s nothing left for what’s most important. Therefore, the first insight I gained is to stop and understand what creates your future life. Identify what’s crucial now to lay the foundation for the life you want. For example, I decided to handle all pressing business matters by noon, delegate more, or even let go of some things. The remaining time should be focused on projects that build my future. Insight 2: Prioritize Yourself First Most people prioritize their obligations - work, family, or chores—and only then pay attention to themselves. This can be considered a "poor person's mindset," where you give energy out of scarcity. You deplete yourself and then try to fill an empty vessel, often not having enough strength or time to truly replenish it. The "rich person's mindset," on the other hand, is different. They give energy from abundance. They first ensure they are full and then give to others. For example, try asking a successful person to cancel their golf game for a business meeting. They probably won’t, unless it’s someone like Elon Musk. They understand the importance of first giving to themselves and then to others. Imagine a half-full glass of water. If you start the day by giving away spoonfuls of water to work, tasks, and emergencies, by evening, the glass is empty. Now, imagine starting the day by adding spoonfuls of water—massage, reading, yoga, sports, things that fill you with energy. When the glass is full, you can give away spoonfuls to important tasks. Which glass will have more water left? Which approach will leave you feeling better and more energized? Insight 3: Conduct Quality Reflection We all have energy-draining "parasites" - thoughts that consume us. For example, you promise to get back to someone but don’t find the time, and this thought lingers, draining your energy. Or unresolved problems at work or home keep bugging you. The right strategy is to list all these parasitic thoughts and treat them as tasks. Write down everything that bothers you, allocate time, and tackle them like tasks. For example, if you have family issues, list your worries and address them systematically. Insight 4: Think in Terms of the Energy You Want to Radiate in 10 Years We often think materially - what business we want, what car, where we want to live, how much we want to earn. But what if this model is flawed? What if it’s better to understand how you want to feel and the energy you want to radiate? Find someone living the life you dream of and imagine how they feel. Better yet, talk to them. How do they behave? How do they speak? What impression do they create? The energy they radiate says a lot about their life. I recommend you to read detailed post about how set up the goals: and one more about a possible trap when you are thinking about future projects: Insight 5: Replace Old Patterns with New Ones New beliefs and behaviours are essential for growth. Our brain prefers familiar actions, and creating new neural pathways is challenging. Those who succeed are often those who continually upgrade themselves. To break old patterns, try this: spend 10 minutes each day practicing mindfulness meditation. Focus on your breath and visualize the new habits you want to form. This practice helps calm the mind, increases awareness, and creates a mental environment conducive to adopting new behaviours. I recommend you to read the following posts about creating new habits: and about special and very specific approaches to take for getting things done. Those help you to create new habits and catch "a flow" independently of the task you are working on: Insight 6: Replace Cheap Rest with Quality Rest Modern people spend a lot of time on social media, which provides cheap dopamine. This type of rest doesn’t rejuvenate; it tires us. Replace social media with quality activities that energize you. Engage in activities like quality food, long-term relationships, travel, learning languages, or nature outings. Replace evening TV with a massage or weekend bar visits with a spa trip. Quality rest is an art that requires practice. Here is super interesting reading about a free time and rest - how to understand when you actually rest and when you're not... one more post about making changes and reasons for start taking notes and planning (where is no time for social media apps at all) Insight 7: Make a Small Shift Today Starting on Monday is a myth. Tomorrow doesn’t exist; only today does. Don’t accumulate desires—act on them now, even with small steps. Small actions create momentum, energize you, and make you enthusiastic about your goals. One of the key advices I recently discovered was about the action. Here is a post about it: and one more super nice approach for categorising tasks and solving them straight forward or by small bathes Insight 8: Find and Use Your Mastery Everyone has a unique talent. Whether it’s creativity, organization, or attention to detail, find your strength and build around it. To find your mastery, experiment and practice your skills. Growth requires energy, as covered in insights four and five. My mastery is organizing and creating quickly, so I excel in spontaneous projects. Find what you do best and focus on that, instead of trying to improve weaknesses. These eight insights have transformed my life and can do the same for you. Remember, actionable steps are key to real change. Start today, prioritize yourself, reflect deeply, think energetically, replace old habits, and find your unique mastery.
  6. Anderson
    Building discipline is a challenging journey, but it's the cornerstone of lasting success. Unlike the temporary rush of motivation, which is often driven by emotions, discipline is sustained by consistent habits. Here’s a refreshed and comprehensive step-by-step guide to help you cultivate and maintain discipline: Step 1: Clarify Your Vision Start by painting a vivid picture of what you want to achieve. Be as specific as possible about your goals and write them down. Make sure they are measurable and time-bound to give you a clear target to aim for. For example, "I aim to lose 10 pounds in three months by exercising four times a week and following a balanced diet." Step 2: Break Down Your Goals Transform your major goals into smaller, actionable steps. This makes large objectives more manageable and less intimidating. For instance, if you plan to write a book, divide it into tasks like writing one chapter per week, developing an outline, and conducting research. Step 3: Prioritize Your Actions Identify the tasks that are most crucial for your success and focus on them first. Use tools like the Eisenhower Matrix to distinguish between urgent and important tasks. Concentrate on high-impact activities that move you closer to your goals. Step 4: Design a Structured Plan Create a detailed daily or weekly schedule that allocates specific time slots for each task. Use planners, calendars, or digital tools to organize your time efficiently. Ensure your plan includes a balance of work, rest, and personal time to maintain your overall well-being. Step 5: Eliminate Distractions Choose a quiet, dedicated workspace to boost your focus and productivity. Turn off unnecessary notifications, close irrelevant browser tabs, and inform those around you of your focus time. A clutter-free environment can significantly enhance your concentration. Step 6: Set Achievable Timelines Establish realistic deadlines for each task to prevent burnout and frustration. Break larger projects into smaller segments with their own deadlines. Adjust your timelines as necessary to stay flexible and maintain steady progress. Step 7: Start with Small Habits Incorporate small, regular habits into your daily routine that are easy to maintain. Begin with manageable tasks, like a 10-minute daily exercise routine, and gradually increase the intensity. Consistency in these small steps lays the groundwork for achieving larger goals. Step 8: Celebrate Your Achievements Acknowledge and celebrate both significant milestones and small victories. Rewarding yourself reinforces positive behavior and keeps motivation high. Enjoy activities that you find rewarding, whether it's a favorite treat, a movie night, or a relaxing hobby. Step 9: Learn to Say No Politely decline activities or requests that don't align with your goals. Set clear boundaries and practice assertiveness. Clearly explain your reasons for declining and offer alternatives if appropriate. Prioritizing your commitments ensures that your time is spent on what truly matters. Step 10: Maintain Consistency Stick to your plan even during tough times. Consistency turns actions into habits, which are the backbone of discipline. Develop routines that seamlessly integrate your tasks into your daily life. Use reminders and accountability partners to stay committed. Step 11: Reflect and Adjust Regularly Take time to reflect on your progress and assess the effectiveness of your strategies. Keep a journal to document your achievements, challenges, and lessons learned. This reflection helps you identify patterns, celebrate improvements, and make necessary adjustments to stay on course. Step 12: Embrace Imperfections Understand that perfection is unattainable and that mistakes are part of the learning process. Learn from setbacks and keep moving forward. View failures as valuable experiences that contribute to your growth, maintaining a positive mindset focused on continuous improvement. Step 13: Commit to Lifelong Improvement View discipline as a skill that can always be refined. Regularly challenge yourself to improve and seek feedback to explore new strategies. Stay curious and committed to learning, pushing beyond your comfort zone to foster growth and resilience. Step 14: Harness Your Superpower Think of discipline as a superpower you're developing. Visualize the benefits of discipline in various aspects of your life and recognize its positive impact on your skills, resilience, and overall well-being. Celebrate the long-term effects of your disciplined actions. Building discipline transforms your aspirations into reality, one habit at a time. Stay focused, be patient, and observe how your consistent efforts lead to remarkable success. You can browse some other topics related to the discipline below and I recommend you to read - Role of Stress in Every Day Life and The Power of Audacity.
  7. Anderson
    After diving into countless productivity books, I discovered a variety of rules: the 2-year rule, the 5-minute rule, and the 5-second rule. These rules are often tailored for businesses or entrepreneurs, but I adapted them for everyday life, drastically reducing my procrastination and stress. Here are two game-changing 2-minute rules that made a huge difference for me. The first 2-minute rule comes from David Allen's book, "Getting Things Done." It’s simple: if a task takes 2 minutes or less, do it immediately. Think about it—tasks like ordering delivery, tidying up your desk, turning on the robot vacuum, or wishing someone a happy birthday take just 2 minutes. When I see these on my to-do list, I knock them out right away. This rule keeps my brain from falling into laziness and prevents procrastination. The second 2-minute rule is from James Clear's "Atomic Habits." He suggests that if you have a task you’re dreading and putting off, reduce it to 2 minutes or less. This turns overwhelming tasks into manageable ones. For example, studying a new language can be a quick, fun two-minute session on an app. Learning the periodic table can start with just five elements. This might sound like a Jedi mind trick. Why should your brain fall for it? But here’s the secret: try it. Commit to just two minutes. That’s how I began learning product management skills. Initially, it felt overwhelming and out of my comfort zone. While I enjoyed watching YouTube videos and brainstorming ideas, product management was entirely new to me. So, I decided to spend just 2 minutes a day on it. Of course, I didn’t expect to become an expert in 2 minutes a day, but I used those 2 minutes to explore the subject. I’d watch a short video, read a snippet of an article, or explore a small feature of a product management tool. Over time, I started grasping the basics. At first, it might seem unproductive—why spend just 2 minutes when you could dedicate an hour? The key is not to overwhelm yourself and scare off the habit. Consistency is crucial. Spending 2 minutes every day helps establish the habit. Once it’s part of your daily routine, you can gradually increase the time and effort. The idea is simple: if you can’t be someone who dedicates 2 minutes a day to a task, how can you expect to become someone who spends an hour on it? Starting small makes tackling something new much easier. Some practical steps and Insights: 1. Momentum and Motivation: The 2-minute rule helps build momentum. Once you start a task, you might find yourself continuing beyond the 2-minute mark. This initial push can be the hardest part, and starting small reduces the psychological barrier to beginning a task. 2. Overcoming Perfectionism: Many of us delay tasks because we want to do them perfectly. The 2-minute rule encourages you to start without the pressure of perfection. This mindset shift can lead to greater productivity and less stress. 3. Applying the Rule Broadly: The 2-minute rule isn’t limited to work tasks. Use it for personal goals like exercise, meditation, or reading. For example, commit to 2 minutes of stretching each morning or 2 minutes of deep breathing before bed. These small actions can significantly improve your well-being over time. 4. Tracking Progress: Keep a journal or use a habit-tracking app to note your daily 2-minute tasks. Seeing your progress can be motivating and help you stay consistent. It’s rewarding to look back and see how these small efforts accumulate into substantial achievements. 5. Building a Habit Stack: Incorporate the 2-minute rule into your existing routines. For example, after brushing your teeth, spend 2 minutes tidying your bedroom. This method, known as habit stacking, links new habits to established ones, making them easier to adopt. The beauty of these 2-minute rules lies in their simplicity and effectiveness. By incorporating them into your daily life, you can make significant strides in productivity and personal growth without feeling overwhelmed. So, why not give it a try? You might be surprised at how much you can achieve, two minutes at a time.
  8. Anderson
    There's a wall between your current life and the life you dream of living. That wall is your mindset. I once found myself in a life-or-death situation, and a single thought saved me. It divided my life into "before" and "after." Now, I want to share that thought with you. Trust me, I understand how you feel. Watching others achieve the goals you’ve set for yourself can be incredibly frustrating. It’s disheartening to see your potential wasted on distractions and actions that lead nowhere. Three years ago, I hit rock bottom. My finances were dwindling, and I spent my days at home, squandering my potential on what I thought were the right actions but ultimately led to nothing. It felt like my life was crumbling while I watched helplessly, a passive observer of my own downfall. Then, something life-changing happened. One day, while climbing a mountain, the weather turned, and ice formed on the rocks. Every step could have been my last. Panic gripped our group, but half of us pushed through. In that moment of psychological agony, a thought was born: Our goals often seem as distant and challenging as that mountain peak. The actions we take towards them don't yield immediate results but demand our time, energy, and resources. This pressure can be paralyzing, leading to inaction and increasing procrastination. Procrastination is merely inertia - a habit of inaction. To break free, you need to start a new inertia: the inertia of action. On that mountain, my girlfriend had her first panic attack. I needed to act, and instinctively, I told her something that has since become my mantra: "Focus on the next step." Forget the distance left to cover; concentrate on the step right in front of you. This simple yet profound advice helped her move, one step at a time, until we reached the summit. Want to run 5 kilometers every day at 6 AM? Start by stepping outside today. Want to post 30 blog entries in a month? Write one. Can't even do that? Find three good examples and try to replicate them. Any action, no matter how small, can generate the momentum you need. Clean a dish, do ten push-ups, or just step outside. Paradoxically, every action you take will increase your energy. The more you act, the more your body prepares for future actions. This text itself is a small step towards my dream of an amazing community. You too can change your reality step by step, transforming thoughts into actions and closing the gap between your current life and the one you dream of. This mindset didn't instantly turn me into a billionaire, but it gave me something more valuable: a tool to change my life. So, always ask yourself, "What step can I take right now?" and just do it. One step at a time, and soon, you’ll find yourself at your goal. Remember, the journey is built on these small steps. So, what’s your next step? Take it now.
  9. Anderson
    We asked people what significantly improved their mental well-being, and they shared some deeply personal insights that might surprise you. Prioritizing Sleep: Many found that getting a good night’s sleep was transformative. Cutting out alcohol played a huge role, as it not only improved sleep quality but also overall well-being. Similarly, reducing caffeine intake led to better sleep and less anxiety. Releasing Toxic Relationships: Realizing it’s okay to leave certain people behind was a revelation. They discovered that prioritizing their mental health meant letting go of relationships that no longer served them. Embracing Physical Activity: Despite initial resistance, many acknowledged the profound impact of regular exercise. Depression often made it hard to start, but once they did, the benefits were unmatched. Physical activity became a cornerstone for better mental health. Detoxing from Social Media: Swapping social media for reading made a huge difference. One person read six books in three months and felt significantly better. Others reported improved focus and mood after deleting Facebook, Instagram, and Twitter, though they still used Reddit in moderation. Radical Self-Acceptance and Honesty: Embracing oneself fully and practicing radical honesty proved to be healing. Learning to say no, letting go, and not stressing over minor issues were transformative steps towards better mental health. Practicing Gratitude: A simple nightly ritual of thinking about three specific things they were grateful for shifted their mindset over time. This practice brought a more positive outlook and improved sleep quality. Supplementing with Vitamins: For some, vitamin supplements, particularly Vitamin D and B12, were game-changers. They restored energy and mental clarity that had been missing, often due to long-term deficiencies. Avoiding Alcohol: Extended periods without alcohol led to improved mental and physical health. Combined with regular exercise, this lifestyle change maintained a stable and positive mood. Walking and Pet Therapy: Regular walks provided a calming routine, and the unconditional love from pets helped alleviate feelings of loneliness. Confiding in pets was surprisingly therapeutic for many. Professional Therapy: Finding the right therapist and taking prescribed medications were crucial. One person found immense relief when their psychiatrist identified and treated a long-standing vitamin deficiency. Exploring Psychedelic Therapy: Some found psychedelics to be life-changing, providing fresh perspectives and breaking old mental patterns. They described it as a way to “reset” their brain, though it's not a method for everyone. Achieving Financial Stability: Increasing their income was a major factor in reducing stress. Financial security allowed for better access to therapy, healthier food, and a more balanced lifestyle. Maintaining Routine and Mindfulness: Sticking to a consistent sleep schedule, staying hydrated, and practicing yoga all contributed to better mental health. Engaging in meaningful hobbies instead of mindlessly scrolling through social media was beneficial too. Setting Boundaries: Removing toxic people, standing up for oneself, and not worrying about others’ opinions were emphasized. This led to reduced stress and greater happiness. These insights highlight the variety of ways people have improved their mental well-being, from simple lifestyle changes to more profound personal transformations. How about yours? Please share below.
  10. Anderson
    I often hear people questioning the need for time management and note-taking. They say, "I already know what I'm going to do tomorrow, so why bother?" But let’s be honest for a moment—how often do you forget to do something? How close have you come in the past year to realising your dreams? While you're thinking about that, let me share a few examples of people who achieved their goals through relentless hard work and precise time management. Take Tim Cook and Elon Musk, for instance. Tim Cook’s father worked at a shipyard, and Elon Musk’s father was an engineer and construction worker. They both grew up in modest circumstances, yet their names are now regularly in the spotlight. Why is that? The answer is simple: Tim Cook follows a strict schedule and knows exactly what he will be doing in six months. Meanwhile, Elon Musk divides his day into short intervals and always allocates time for rest. If you also have ambitious goals and focus on task execution, which often requires more than one day, you need to stay focused. Otherwise, a busy work schedule, family, hobbies, unnecessary conversations, meetings, and a barrage of notifications will pull you in different directions. When I started to manage my time more carefully and rationally, I stopped feeling anxious and began making steady progress towards my goals. While my ambitions might not be as grand as Bill Gates’, I’ve seen significant growth—from earning $15,000 a month as a freelancer to $800,000. You can follow your own path and achieve your goals too. The key is to start and approach it thoughtfully. Changing your habits isn't easy. It takes time to start thinking or acting differently. You’ll face resistance and hear people say, “Why bother?” But don't listen to them—keep moving forward. Choose a few tips from this guide and start applying them immediately. 1. Prioritise Time for Yourself Remember, you are your most valuable resource. Notice how your productivity depends on your mood or physical state. After a grueling workday or with a high fever, you simply lack the energy to do anything; all you want is to lie in bed and not think about anything. So, don’t forget to schedule time for hobbies, walks, reading your favorite books, and spending time with loved ones—whatever brings you joy and recharges your energy. Add this to your calendar, or you’ll end up drowning in work, stuck in routine, and missing out on personal moments. 2. Set Boundaries Between Work and Personal Life Define a clear schedule and stick to it. Manage your colleagues' expectations and avoid taking work home on weekends. Don’t undermine your personal time by answering work chats after 9:00 PM unless it's urgent. Switch notifications to silent mode if necessary. Ensure that work matters are handled during work hours. It’s challenging, but as experience shows, most worries are unfounded—no one will die, the company won’t go bankrupt, and everything will be fine without you. Prioritise what’s more important today: leaving work early to see a doctor or completing a task? What can wait? 3. Establish Priorities Decide what's more crucial: playing another round of Fortnite or finally attending that singing class you’ve been postponing? Some decisions are easier, some are harder, but each one will impact your long-term goals. List all your tasks, highlight those you can start soon, and assign priorities. Choose three main tasks for the next six months, three for the month, week, and day. Start with these first. You might use the classic priority matrix, categorizing tasks into four groups: important and urgent (do these first), important but not urgent (schedule these), urgent but not important (delegate if possible), and neither urgent nor important (eliminate if possible). 4. Plan Your Tasks You can use a paper list, a calendar, an Excel sheet, or one of the many planning apps. The method doesn’t matter as long as all your tasks are out of your head. Here are three rules most people overlook when diving into time management: - Reserve Time for Challenging Tasks: For personal tasks, you'll see how much time is left for sacred downtime. This reduces anxiety initially. For work tasks, it helps with concentration, as colleagues will know you’re busy during that time. - Take Breaks: No one can work 24/7. Find a comfortable pace—take breaks every hour or hour and a half. Make sure breaks are long enough to recharge but short enough to maintain focus. - Plan for Unforeseen Tasks: Add a bit of extra time to each task or leave a small slot in your calendar for emergencies. It's easier to plan using ready-made solutions and adjust as needed. 5. Avoid Procrastinating on Unpleasant Tasks Dedicate at least 5-10 minutes a day to them. Promise yourself that you’ll spend exactly that time on these tasks. Often, the brain tricks itself into accepting 5 minutes of unpleasant work, leading to more productive sessions. Even if you don’t get fully into it, 5 minutes is better than nothing. This method helped me tackle a mountain of tedious documentation work. Yes, it was boring, but 5-10 minutes was enough to get started. 6. Learn to Say No Master the art of saying “no” to unimportant tasks and external distractions. Here is a good practical advice. If you don’t manage your time, someone else will. Helping others is good, but not at the expense of your goals. If you're overwhelmed or find yourself repeatedly agreeing to things you don’t need or care about, just say no. The first time might be tough, and the second, too, but by the tenth time, you’ll find it easier. Embrace the freedom to focus on what truly matters. 7. Time Management as a Lifestyle Time management isn’t about a one-time task list or organizing a single day. It’s about continuously respecting yourself, your dreams, and desires. It’s not about rigid structures but about flexibility and listening to yourself. The planner or system you choose is less important than whether it works for you. Experiment, adjust, and take action. I also recommend you to read the following posts:
  11. Anderson
    Ever wonder why it seems like everyone around you is mastering a new skill, hitting the gym, and juggling a thousand tasks, while you feel like you're barely keeping up? You scroll through social media and see people living seemingly perfect lives, and it’s easy to think you're missing out or doing something wrong. But here’s the reality check: you’re not alone in feeling this way, and there's a reason behind it. When you scroll through your feed, you're seeing a curated highlight reel. It seems like every individual is living a vibrant, multifaceted life, but that's not the full picture. This is a common misconception. For example, you might see a colleague’s vacation photo, your neighbour’s gym selfie, and a classmate's post about a promotion, and it can feel like one person is achieving it all. Your brain starts to create a composite image of success, making you think you’re falling short. In reality, there’s a lot more to the story. Maybe that colleague who just went on vacation hadn’t had one in a decade. The neighbour might be entirely focused on fitness, with no other interests. The classmate who got promoted might be sacrificing their health and relationships for career advancement. Essentially, you’re only seeing the tip of the iceberg and not the struggles or sacrifices made to achieve those visible successes. Imagine you could have that promotion too, but it might come at the cost of your health, stress levels, and personal relationships. Is it worth it? This is why comparing yourself to others can be so detrimental—it often leads to feelings of inadequacy. Instead of comparing yourself to others, focus on your own priorities. For me, these are family, work, fitness, and creativity. I know I only have a finite amount of time and energy each day. If I want to pursue something new, like learning English, it might mean reducing the time I spend at the gym. To regain control and make the most of your time, I took several steps: I unsubscribed from news feeds and blogs that focus on superficial success, cut down on screen time, and started having tech-free days. Channels that could be useful in the future are archived, so they don’t clutter my feed but remain accessible if needed. This digital detox freed up a significant amount of time. Statistics show that the average American spends about two and the half hours daily on social media, which is roughly a third of a workday, adding up to 75 hours a month. No wonder it feels like life is passing by! To keep track of my progress in my key areas, I document my achievements. Whether it’s completing a project, never missing a workout, or improving my fitness, I record these milestones. You can use any method for this, from digital notes to a simple notebook. Personally, I use a tool dedicated to my own goals and achievements. It’s a private space where I set annual goals, track my progress, and note my successes. This method helps me stay focused on my own results rather than comparing myself to others and serves as a powerful reminder of my real accomplishments, especially when it feels like everyone else is doing better. Lastly, life loses its meaning when you don’t have a clear purpose. Without goals, everything feels aimless. Set meaningful goals for yourself—whether it’s improving your health, planning a trip to Australia, or spending quality time with a loved one. Make sure these goals are yours, not imposed by others. Fill your life with a variety of experiences, not just work and money. And remember, the key is to act on these goals and keep moving forward.
  12. Anderson
    If you've clicked on this post, it’s likely because you want to become smarter. You might have heard that becoming intelligent requires 10 years of school, 5 years of university, and 2 years of graduate studies. But the truth is, this traditional path often leaves people feeling like they haven't gained anything substantial. Becoming smarter doesn’t have to be so complicated. Whether you think your genetics aren’t great or you struggled with grades in school, none of that really matters. When people say they want to be smarter, it usually means they want to: 1. Learn useful skills that could potentially lead to income in the future. 2. Solve problems effectively to earn more money. 3. Achieve better results and delve into complex fields to boost their earnings. 4. Appear knowledgeable in conversations to earn respect, but not so much that they come off as a know-it-all. The problem is, most advice on the internet is vague and contradictory. You might come across tips like "Eat blueberries because they’re good for the brain," "Drink black coffee to stay focused," or "Exercise and get more sleep." While these suggestions are good, they don’t address the deeper question: How do you genuinely increase your intelligence? The key is to read. But what should you read? That depends on you. Fiction can help you read faster and improve your vocabulary, but non-fiction is where you’ll find the real knowledge that enriches conversations. For example, reading a book about physics might enable you to discuss concepts like the conservation of energy in a conversation. Just remember, being knowledgeable is more about how you share what you know than just regurgitating facts. To be effective, teach others what you’ve learned without making them feel ignorant. This way, people will see you as a smart and respected individual. So, how do you find the right books? It’s simpler than you might think. You don’t need to read the same five books that everyone recommends. Start with topics that interest you. For example, if you’re into cooking, search for books on cooking techniques. While some books are expensive, many can be found for free online, and they will provide you with interesting conversation topics and useful skills. Before diving into a new skill, there are two important things to remember: 1. Practice is crucial. If you don’t practice a skill, your brain will consider it useless and forget it. 2. Mastery comes from focusing on the essentials. To learn 80% of a skill, you only need to understand 20% of the fundamental knowledge. This is known as the Pareto Principle or the 80/20 rule. The learning curve shows that with a little practice, you can make significant progress in the beginning. However, continual practice is essential. Just like tying shoelaces, you need to practice to get it right. Books make you smarter if you give your brain a reason to remember what you read. For instance, after reading about cooking an egg, actually cook an egg to reinforce the skill. This practical application helps solidify your knowledge. If you can’t practice immediately, visualize the process. For example, if you’re reading about car maintenance, picture yourself performing the task, or watch videos on YouTube. Imagining the process helps your brain retain the information. The traditional education system works on the principle of creating imaginary scenarios where the knowledge will be used—like tests or exams. However, once the test is over, the information is often forgotten. Repetition and active practice are far more effective for long-term retention. So, while some people rely on memorization and mind maps, real learning comes from practical application. If you don’t have real-life scenarios, create your own and imagine using the skills you’re learning. In summary, becoming smarter involves actively engaging with and practicing the knowledge you acquire. Books are a great tool because they provide focused, practical information without distractions. Instead of motivational stories, look for textbooks and practical guides. They might not be as entertaining as watching videos online, but they offer valuable insights and actionable skills. If you’re ready for the challenge, start by searching for books on topics that interest you. Just type in "books on [your topic]" followed by "PDF" in a search engine, and you’ll find plenty of resources to help you on your journey to becoming smarter.
  13. Anderson
    If you ask someone who is inflexible what they want, they will immediately tell you that they know exactly what they want and how to get it. On the other hand, highly agreeable people often struggle to identify their own desires. They have become so accustomed to living for others, to defining and accommodating other people's wants, that they find it challenging to understand their own needs on their personal journey. While this adaptability might serve them well in some situations, it can be a serious disadvantage when it comes to building a successful career. Interestingly, when examining extremes, men and women exhibit distinct patterns of flexibility. Generally, women are more agreeable, while men tend to be less so. This dichotomy can be seen clearly in extreme cases—where the most agreeable individuals are typically women, and the least agreeable are men. The extremes are often more significant than the averages. This phenomenon is also visible in prisons, where men far outnumber women. A key trait leading to imprisonment is inflexibility, which is closely linked to ruthlessness—a stark contrast to politeness and empathy. This starkness highlights the consequences of being inflexible. To illustrate, think of it as a game of negotiation. If you are highly agreeable, you are likely to negotiate in favor of others rather than yourself. Conversely, if you are inflexible, you negotiate with your own interests in mind. Highly agreeable individuals might say "no" or offer a 50/50 compromise, but they genuinely want to help. If you're highly agreeable, be cautious; you might be exploited if you're not careful. This is often a result of early childhood conditioning, where children are taught to be accommodating. In the real world, this trait doesn't always work to one's advantage. I advise agreeable people, especially conscientious ones, to speak their minds and express their true thoughts. Agreeable individuals are not straightforward because they dislike conflict and tend to smooth over disagreements. According to my hypothesis, conflict is unnecessary for children as it is too dangerous and should be avoided to maintain a semblance of calm. However, avoiding conflict to resolve short-term issues can lead to bigger problems if not managed properly. In the long term, avoiding conflict might seem safer, but it doesn't work well because disagreements need to be addressed; they don’t just disappear. The advantage of being less agreeable is that these individuals overcome obstacles. Socializing a less agreeable child effectively can lead to their success because such individuals are determined and hard to stop. However, if these children are not socialized properly by the age of four, they may face rejection from peers, which is a significant problem. Parents should aim to make their child socially appealing by four years old. This often involves ensuring that the child can interact well with other children and adults. A child who is perceived as a "little monster" because of poor parenting might face rejection and insincerity from others. This could negatively affect their mental health and well-being. Teaching a child a few simple rules of behavior—such as not interrupting chatty adults, being attentive, not hitting others, and sharing—can help them interact better with peers. Positive experiences in play can foster continued social interaction. From the age of four, children's socialization primarily occurs with their peers. If they don’t start engaging early on, they may fall behind, which can have lasting consequences. A four-year-old child who struggles to play with peers who are more advanced will face increasing gaps in development. This disparity continues as children grow; a five-year-old will not engage with a three-year-old due to the developmental gap. If a child lags behind from the start, peers may leave them behind, leading to social isolation. Such children may become antisocial and aggressive. This aligns with the peak of creativity among men, which often occurs between the ages of 16 and 25 before declining. This age range also sees a spike in criminal behavior, closely related to testosterone levels, which increase aggression and dominance. As testosterone levels drop around 25-26, men typically start settling down, drinking less, focusing on their careers, and taking on more responsibilities. This phase is crucial for developing serious relationships and family life, which are beneficial for personal growth. By examining contrasting viewpoints, one can gain new insights and broaden their perspective. Understanding and adapting to one's temperament is essential for personal growth. For instance, if you're an introvert, observing and learning from extroverts can be beneficial as they possess social skills you might lack. Developing new skills and perspectives outside your comfort zone can make your temperament more flexible, much like having a diverse set of tools for different situations. For hyper-extroverts, learning to be quiet and observant at social gatherings can be valuable. Introverts should practice speaking publicly and participating in social events instead of hiding away. If you are overly agreeable, learning to stand your ground is crucial. Conversely, if you're inflexible, practicing agreeableness can help you avoid being perceived as harsh. The same principle applies to responsibility. If you are excessively responsible, you might need to learn to relax and not control everything around you. On the other hand, if you lack responsibility, using tools like Google Calendar to schedule your day can help you become more organized. Breaking out of a vacuum where only disorganized individuals thrive can significantly improve your ability to stay focused. In relationships, understanding and matching temperaments is crucial. Being with someone whose temperament is drastically different from yours can make communication difficult. For example, extroverts and introverts might struggle to coexist, as could organized and disorganized individuals. Awareness of your temperament can aid in negotiating and understanding your partner better. It's important to seek someone with differing viewpoints, as this brings valuable alternative perspectives. In summary, knowing and adapting your temperament and approach to different situations can enhance your social interactions and personal growth. Understanding both your strengths and areas for improvement helps create a more balanced and fulfilling life.
  14. Anderson
    Perhaps this topic is not exactly about the leadership and career, but I decided to publish it because it is well connected with most of the topics we are discussing here and lots of the methods from Product Management are applied to real life and I would be glad if such a small mentorship will help you find yourself and get better. Imaging for a moment you are the customer of yourself and you would like to solve a problem...How to do it? How to Teach Yourself Essential Problem-Solving Skills: Beyond "The Customer is Always Right" We've all heard the saying, "The customer is always right." But what if I told you that isn't always the case? Customers often know the pain and symptoms of their issues but not the causes and solutions. This gap is where your problem-solving skills come into play. Companies frequently struggle to hire individuals who can bridge this gap effectively. So, how can you develop these crucial skills on your own? Here’s a guide to help you get started. 1. Understand the Problem from All Angles When a customer presents a problem, they’re usually describing the symptoms. Your job is to dig deeper: - Ask "Why" Multiple Times: Similar to peeling layers of an onion, repeatedly asking "Why?" helps uncover the root cause. - Identify Patterns: Notice if similar problems are frequently occurring, which might indicate an underlying issue. 2. Learn the Basics of Root Cause Analysis Root Cause Analysis (RCA) helps pinpoint the origin of a problem. Get acquainted with these common RCA techniques: - The 5 Whys: Continuously asking "Why?" until you reach the fundamental cause. - Fishbone Diagram: Also known as the Ishikawa or cause-and-effect diagram, this tool visualizes many potential causes of a problem. 3. Develop Critical Thinking Skills Critical thinking involves evaluating information to form a reasoned judgment. Here’s how to enhance this skill: - Read Widely: Engage with material that challenges your perspectives. - Participate in Discussions: Debating and discussing various topics can sharpen your critical thinking and reasoning skills. 4. Improve Your Communication Skills Turning customer pain into solutions requires clear and effective communication. Practice the following: - Active Listening: Ensure you fully understand the customer’s issues before proposing solutions. - Simplify Complex Concepts: Learn to explain technical details in a way that non-experts can grasp. 5. Explore Problem-Solving Frameworks Get familiar with frameworks that offer structured problem-solving methods: - Lean Six Sigma: Focuses on process improvement by reducing waste and variability. - Design Thinking: A user-centered approach to innovation that balances human needs, technological possibilities, and business requirements. 6. Adopt Systems Thinking Systems thinking involves understanding how different parts of a system interact and influence each other. This holistic approach can help you see the broader context: - Break Down Components: Analyze the problem by identifying its core elements. - Examine Interconnections: Understand how these elements interact and affect one another. - Recognize Feedback Loops: Identify feedback loops that can amplify or diminish changes within the system. 7. Utilize Engineering Thinking Engineering thinking focuses on designing and optimizing systems through structured problem-solving: - Clearly Define the Problem: Understand and articulate the problem thoroughly before seeking solutions. - Generate Multiple Solutions: Brainstorm various solutions and evaluate their feasibility. - Prototype and Test: Develop prototypes of your solutions, test them, and use feedback to refine the design. 8. Implement the Scientific Method The scientific method is a systematic approach to learning and problem-solving widely used in research and development: - Formulate a Question: Define a clear, concise question based on the problem. - Conduct Background Research: Gather information to better understand the problem. - Construct a Hypothesis: Develop an educated guess or potential solution. - Experiment: Design and carry out experiments to test your hypothesis. - Analyze Data and Draw Conclusions: Review your results to determine if your hypothesis was correct. - Communicate Results: Share your findings and use them to inform further decision-making. 9. Apply and Reflect Theory is important, but practice is key. Apply what you’ve learned: - Engage in Real-World Scenarios: Volunteer for projects that require problem-solving skills. - Reflect on Your Experience: After solving a problem, think about what worked well and what didn’t. 10. Seek Feedback and Mentorship Learning from others is invaluable: - Find a Mentor: Look for someone experienced who can provide guidance and feedback. - Peer Reviews: Have your problem-solving process reviewed by peers to gain new insights. Conclusion Teaching yourself to understand and solve problems beyond the surface symptoms is a valuable skill that can set you apart in any field. By diving deep into root causes, developing critical thinking and communication skills, embracing systems thinking, applying engineering principles, and utilizing the scientific method, you can become adept at turning pain points into effective solutions. Remember, the journey involves continuous learning and practice, so stay curious and keep honing your skills.
  15. Anderson
    Thanks for a great post, love it. I agree with the importance of setting the goals and would like to like a post about it here, so you can connect the dots between two things:
  16. Anderson
    I would like to recommend a few posts well connected to the topic. Enjoy reading.
  17. Anderson
    To achieve success in life, one must learn to embrace their inner strength, often metaphorically referred to as the "monster" within. Society often dictates that we should be harmless and overly kind, encouraging us to suppress our competitive instincts and refrain from being too aggressive or assertive. This approach, however, can be limiting and counterproductive. True effectiveness and success require a balance between aggression and kindness, where one learns to harness and control their inner strengths. The Myth of Harmlessness Society's expectations promote a harmless persona, but there is a significant difference between being harmless and genuinely kind. Harmlessness can be a form of weakness, a state of being that lacks the power to truly affect change or defend against threats. In contrast, real kindness stems from a place of strength and controlled power. A person who is capable of being dangerous but chooses to act with kindness and restraint is far more impactful and admirable. The Allure of Danger and Civilization This dynamic is evident in relationships as well. Women often find themselves attracted to men who possess a blend of danger and civility. This attraction is not to the danger itself but to the control and strength that come with it. Mythological and fictional characters such as Beauty and the Beast, Harry Potter, and Spider-Man exemplify this duality. These characters are kind and noble but also possess a dangerous edge that they control and direct towards positive ends. They break rules when necessary and confront threats head-on, embodying the balance between strength and kindness. Real-Life Examples Consider the story of Elon Musk. As a pioneer in industries such as space travel and electric vehicles, Musk has demonstrated an aggressive pursuit of his goals. His vision for SpaceX and Tesla required not just innovative thinking but a relentless drive to overcome immense challenges. While his leadership style can be polarizing, Musk’s commitment to advancing technology and improving humanity’s future showcases his blend of strength and a deeper, forward-thinking kindness. Steve Jobs, the co-founder of Apple, revolutionized the tech industry with his visionary approach. Known for his demanding and sometimes abrasive leadership style, Jobs pushed his team to achieve extraordinary innovations. His pursuit of excellence and perfection was balanced by a profound desire to create products that would enrich people's lives. This balance of fierce determination and underlying kindness made him a transformative figure in technology. Indra Nooyi, former CEO of PepsiCo, is another powerful example. Leading one of the world’s largest corporations, Nooyi was known for her strategic thinking and bold decision-making. She drove significant changes at PepsiCo, focusing on healthier products and sustainable practices. Her strength in leadership was matched by her commitment to social responsibility and her genuine care for her employees, demonstrating a balance of power and compassion. The Path to True Kindness To embody this balance in our own lives, we must first embrace our inner "monster." This means recognizing and accepting our instincts for competition and aggression, and then learning to control and direct these instincts constructively. A person who is harmless is not truly kind; they are simply incapable of causing harm. In contrast, a person who can be dangerous but chooses not to be is exercising true kindness and strength. This controlled power garners respect and admiration, allowing one to navigate life’s challenges more effectively. Living the Paradox Understanding and embracing this paradox is crucial for personal growth and success. It is not enough to be harmless in a world that often requires us to be strong and assertive. We must cultivate the ability to be dangerous, not to harm others, but to protect ourselves and stand up for what is right. In doing so, we transform into individuals who are not only kind but also powerful, capable of making significant, positive impacts in our lives and the lives of others. Embrace your inner strength, balance it with kindness, and navigate life with the confidence that comes from knowing you are both powerful and compassionate. This is the path to true success and fulfilment.
  18. Anderson
    Before you set out on the journey toward financial freedom, it's essential to understand why you want it. What does financial freedom offer that you don’t already have? Money and financial freedom are psychological and social constructs, so identifying what financial freedom means for you is crucial. For example, early in my career, I worked a demanding day job. My desire for financial freedom was driven by wanting to go part-time. The happiest people I knew worked three days a week instead of six. To maximize happiness and fulfilment, I aimed to earn enough money to work fewer days without financial stress, like worrying about mortgage payments. To me, financial freedom was about buying back my time. Without it, I felt chained to my job. This scenario is familiar to many; we are often financially tied to our work. However, financial chaining isn’t necessarily negative. Some people love their jobs and find them fulfilling despite the financial ties. The crux of seeking financial freedom is understanding your motivations. Do you want to work part-time, quit your job, enjoy a luxurious lifestyle, or secure your mortgage? Everyone’s reasons vary, and it’s essential to identify yours because financial freedom can vary widely. For instance, someone in Pakistan might feel financially free with $2,000 a month, while the same amount in New York City would feel inadequate. Your lifestyle choices also influence this. If your happiness requires minimal spending, you’ll feel financially free with less money. Conversely, if your desires are extravagant, you’ll need more. Ultimately, financial freedom is a feeling, not a reality. It's about identifying the markers of that feeling for you and then reverse engineering the amount needed. This process includes internal work because even those with millions can feel financially constrained. When discussing financial freedom, clarify your motivations. Consider what it will buy that you don’t have now. Then, determine the dollar amount needed. This number will likely change as you get closer to it, but having an initial goal is crucial. Pause and think: What’s the amount you need monthly to feel financially free? For me, $5,000 a month in passive income seemed ideal. Once you reach financial freedom, you’ll want to invest wisely. For instance, trading apps can offer features like cash back and seamless investing options. As you grow and reach your goals, your identity and aspirations will evolve. Today’s financial freedom goal might feel small tomorrow. What matters is the journey and the personal growth along the way. For instance, a friend of mine started with a goal of $10,000 a month. After reading key books and taking action, within nine months, he was making $35,000 monthly. If you aspire to financial freedom, start by consuming relevant information. Read books, listen to podcasts, and immerse yourself in learning about business and entrepreneurship. It’s a journey that requires continuous learning and adaptation. Recommended Reading and Listening Here are four recommended books to get you started: 1. The Millionaire Fastlane by MJ DeMarco 2. Million Dollar Weekend by Noah Kagan 3. $100M Offers by Alex Hormozi 4. Dotcom Secrets by Russell Brunson Additionally, listen to interviews and podcasts with successful entrepreneurs to gain insights and inspiration. Taking these steps will fill in the knowledge gaps and help you chart a clear path toward your financial freedom. Aligning Goals with Actions In conclusion, financial freedom is about aligning your goals with your actions. Whether it’s adjusting your lifestyle, maximizing your time, or changing your plan, the journey should be enjoyable and fulfilling. Surround yourself with like-minded individuals and continuously seek knowledge to stay motivated and on track. Action Steps Identify Your Motivations: Reflect on why you want financial freedom and what it means to you. Write down your top three reasons and visualize how your life will change once you achieve it. Determine Your Dollar Amount: Calculate how much money you need to feel financially free. Break it down into monthly income and long-term savings. Use tools like budgeting apps or spreadsheets to track your current expenses and project your future needs. Educate Yourself: Dedicate at least 30 minutes daily to learning about financial freedom. Read the recommended books, listen to relevant podcasts, and follow credible financial blogs. Join online communities and forums to stay updated and get support. Create a Detailed Plan: Outline a step-by-step plan to reach your financial goal. Include short-term and long-term milestones, such as saving a specific amount, investing in assets, or starting a side business. Use SMART goals (Specific, Measurable, Achievable, Relevant, Time-bound) to keep yourself on track. Maximize Your Time: Audit your daily activities to identify time-wasters. Replace them with productive habits that align with your financial goals. For instance, listen to audiobooks or podcasts during your commute or workout. Leverage Your Day Job: Use your current job to your advantage. Save a portion of your income, seek opportunities for promotions or raises, and use any downtime at work to plan and strategize for your financial goals. Network with Like-Minded People: Join groups and attend events where you can meet people with similar financial goals. Surround yourself with individuals who inspire and motivate you. Consider finding a mentor or joining a mastermind group. Take Care of Your Health and Relationships: Maintain a balanced life. Prioritize your physical health by exercising regularly and eating well. Nurture your relationships by spending quality time with family and friends. A supportive environment is crucial for your financial journey. Start Small and Scale Up: Begin with manageable steps towards financial freedom. Invest in low-risk assets, start a side hustle, or automate your savings. Gradually increase your efforts as you gain confidence and experience. Stay Consistent and Adaptable: Consistency is key. Stick to your plan, but be open to adjusting it as needed. Life circumstances and financial markets can change, so flexibility is essential for long-term success.
  19. Anderson
    Financial literacy has become a major trend in recent years, and people are increasingly striving to get their budgets in order. But no matter how many books you read or courses you take, if you continue making these six critical mistakes, you’ll never become wealthy. Today, I’m sharing insights drawn from my personal experience, which I’ve built up over many years. I like to say, "I’m a shoemaker with shoes," meaning I only share information I’ve personally put into practice. The First Misstep: Rigid Budgeting Rules One commonly touted budgeting rule is the 50-30-20 rule: allocate 50% of your income to necessities, 30% to discretionary spending, and save 20%. While this might sound like a simple solution, it’s actually pretty flawed. Why? Because it doesn’t account for individual circumstances. For someone earning 3,000 USD/EUR a month, sticking to these percentages can be impractical, while someone with a higher income might find themselves overspending on daily expenses. Every household needs a budget tailored to its unique situation. Fixed formulas might offer some structure, but they often fail to address personal financial realities. In my experience, creating a budget that fits your specific needs and scenarios is crucial. It’s what helped me escape financial struggle and build savings. If your current financial situation is challenging but you’re determined to improve it, give this video a thumbs up. The Second Error: Overemphasizing Savings Another common but misguided piece of advice is to save as much as possible, especially on groceries. Many people spend a significant portion of their income on food, and it’s true that lower-income households tend to allocate more of their budget to this category. However, overly focusing on saving money on groceries can backfire. In the long run, it might lead to higher health costs due to poor nutrition. I’m not a fan of the term "savings" because it often implies deprivation. Instead, I advocate for optimizing expenses. Psychologically, it’s easier and more positive to think about optimizing rather than cutting back. Instead of fixating on pinching pennies, focus on increasing your income and strategically managing your spending. Let’s gather some data: how much of your family budget goes toward food? Share your thoughts in the comments below. The Third Fallacy: Car Cost Formulas There’s a prevalent myth that your car should cost no more than three or five times your monthly salary, or a certain multiple of your annual income. This rule is unrealistic and often irrelevant, especially in Non-Western Rich countries, where the cost of a car might not align with such formulas. The real question is whether a car fits your specific needs and budget. Instead of following arbitrary rules, think critically about your lifestyle. Compare your current transportation costs, including time and money spent on public transit, with the costs of owning and maintaining a car. This personalized approach will help you determine what’s best for your financial situation. The Fourth Myth: Avoiding Loans Entirely Some people believe that all loans are bad and that true financial literacy means avoiding them altogether. I disagree. Loans can be beneficial if used wisely. For instance, taking out a loan to purchase a smartphone or laptop can be justified if it’s essential for your work. If a loan helps you acquire something that will boost your earning potential or reduce your costs (like a home loan with lower monthly payments than your rent), it can be a smart financial move. The Fifth Misconception: Skipping Insurance There’s a belief that insurance is a waste of money and that insurance companies are just out to scam you. While it’s true that some insurance products are unnecessary or overpriced, basic insurance can be crucial. For example, health insurance might save you a lot of money if you have frequent medical expenses. Similarly, property insurance is wise if you live in an area prone to natural disasters or other risks. However, not all insurance is worth the cost. For instance, comprehensive car insurance might not be worth it if the policy is too expensive relative to its benefits. The Most Critical Mistake: Neglecting Budget Management The biggest blunder people make, especially those with lower incomes, is not keeping track of their budget. They think that because they don’t earn much, budgeting is unnecessary. But even small, untracked expenses can have a significant impact on a tight budget. Consider this: if you earn 3,000 USD/EUR and spend 30 EUR on a non-essential item, it’s a tiny fraction of your income. But if you earn 1,000 spending the same 30 EUR takes up a much larger percentage of your budget. It’s vital to manage your budget carefully and track expenses in relation to your income. For those with higher incomes, it’s easy to become complacent and think that tracking expenses is unnecessary. However, even high earners should keep a close eye on their budget to avoid financial missteps. In summary, regardless of your income level, monitoring and managing your finances is crucial. With high income, you might not need to track every single euro, but you should still manage your financial flows to ensure you stay on track and continue to build your wealth. I also would like to recommend you a topic related to budgeting which can help you save money on esssential and non-essential purchases:
  20. Anderson
    What rational ideas hinder us from making money? Ideas like needing to be born into wealth to become rich, or the belief that money is dirty or sinful if earned honestly. Some say if you haven't made it by forty, you never will. "I can't afford it" or "it's too expensive" are common refrains. So how do we actually earn money? Why do some people succeed while others don't? Money operates by its own laws, whether we know them or not. Sometimes these laws work in our favor, sometimes against. Let's discuss. We grew up in a society where for 70 years, everything was about leveling out, delaying life. It was profitable to be unhappy, sick, or conformist. Standing out meant inviting envy and disapproval. There's a mindset that to be wealthy, you must be born into wealth, that money is inherently tainted, and that honest ways won't earn you money. These beliefs, along with the uncertainty of worthiness, hinder us from achieving our dreams, including financial ones. Three conditions can fulfill a dream, including financial ones, but only when circumstances align: when we're deserving, prepared, and ready to seize the opportunity. Money often doesn't come when expected; it requires these conditions to manifest. From a psychological standpoint, one can't dream of money itself—it's a tool. Instead, one can dream of a house by the sea where family and happiness thrive. Motivation comes from these images; the unconscious doesn't calculate in millions or billions—it responds to aspirations. I recommend you to read the posts about setting up goals: Rational ideas that hinder include believing you can't be as wealthy as others because you love money and count it, or that money comes only from back-breaking labor. Action is essential, but smart action, not just sweat and toil. There's a tale of a Soviet physicist invited to America who fixed a complex device with a single hammer blow. Offered a large sum, he asked for a small fee for knowing where to strike next. Modern times show wealth can come from expertise and selling professional skills. Many books detail earning fortunes: find a widespread need and satisfy it. "Want a million? Start a business. Want a billion? Found a religion." Leading brands worth billions are more than products - they're lifestyles, mythologies, almost religions. Wealth doesn't just come from hard work; it comes from creating cultural icons and mythologies. For wealth gained dishonestly, karma dictates a cost: honesty, health, or happiness. Taking more from the world than given back invites fate's reprisal. Investing in stocks can reclaim unjust gains and hold dishonest companies accountable. Always know who runs the companies you invest in, their integrity, and who else invests with them. Belief in deserving wealth and the idea of delaying life for future security come from generations past. Live as if you already have what you desire—karma rewards such confidence. Financial goals begin with visualizing them. Know where your money will go once earned. Money isn't about the tool; it's about the goal it achieves. Work smartly toward these goals—don't just watch the ball; aim for the goal. Systematic, disciplined, and informed action reduces risk. Don't gamble everything; diversify and listen more than you speak.
  21. Anderson
    Timing Your Tech Purchase: The Secret to Avoiding Regret Tech enthusiasts know that the world of gadgets and electronics moves at lightning speed. New models of smartphones, laptops, and other tech devices are often released once or even twice a year. If you're eyeing a shiny new gadget, here’s a savvy tip: don’t buy it just yet—check if a newer model is on the horizon. Here’s why this matters: when a new version of a device hits the market, the previous model typically sees a significant price drop. Imagine you’re about to splurge on the latest smartphone model. If you make the purchase right before the next model is announced, you might end up paying hundreds of dollars more than if you had waited just a few weeks. Consider This Scenario: You’re all set to buy a sleek new laptop. It’s top-of-the-line and has everything you need. However, before making the purchase, you decide to check for upcoming releases. To your surprise, you find out that a new model is about to launch in a month. If you hold off on buying, you could save a significant amount or even get the latest features without spending more. Why Waiting Can Pay Off: Price Drops: When a new model is released, older versions usually get marked down. By waiting, you could snag a great deal on a device that’s still high-quality but now available at a lower price. Better Features: New models often come with improved features, better performance, and enhanced technology. Waiting for the next release might mean getting more for your money, or at least ensuring you’re not buying outdated tech. Avoiding Buyer’s Remorse: Nobody likes the feeling of seeing a new model come out right after they’ve just made a purchase. By checking upcoming releases, you can avoid this regret and make a more informed decision. To stay ahead, keep an eye on tech news, follow industry announcements, and consider using tech review sites and forums. These sources often provide information about upcoming releases and can help you time your purchase more strategically. In short, by taking a moment to check if a new model is on the way, you could save yourself from unnecessary expenses and ensure that you’re making the most informed and cost-effective choice.
  22. Anderson
    A simple advice which can safe you a lot - a big mistake when people are lazy in comparing prices... Think about the last time you made a big purchase—maybe a new laptop, a major appliance, or even a vacation package. It’s easy to get excited and just go with the first option that catches your eye. But here’s a secret that can save you a lot of money: comparing prices. Imagine you’re in the market for a new smartphone. You find one at a local store, and it seems like a good deal. However, before you make the purchase, take a moment to compare prices online and check other stores. You might discover that the same phone is available for a lower price elsewhere, or maybe there’s a bundle offer that includes accessories you need. To make price comparison easier, use online tools and apps designed for this purpose. Many websites aggregate prices from various retailers, making it simple to spot the best deal. Additionally, don’t forget to read reviews and consider the reputation of the seller to ensure you’re getting both value and quality. In essence, comparing prices isn’t just about chasing the lowest price—it’s about making sure you’re getting the best deal for your money. So, next time you’re about to make a significant purchase, remember to take that extra step. It’s a small effort that can lead to big savings and better value for your hard-earned cash.
  23. Anderson
    Imagine you’re walking through a store, and you see a “Buy 1, Get 2 Free” sign. It sounds like an amazing deal, right?But before you get too excited, think about this: are you buying these extra items because you really need them, or just because they’re discounted? Cashbacks and bonuses can be fantastic tools for saving money. Typically, you just need to choose the right spending categories, and you’ll get a percentage of your spending back. If you’re eyeing a purchase, waiting for a sale or using a cashback offer can make it more affordable. But here's where things can get tricky. Sometimes, discounts and deals can lead us to spend more than we intended. Those “Buy 1, Get 2 Free” offers can be tempting, but they often encourage us to buy items we don’t really need. The same goes for using coupons just because they’re there. Instead of saving money, you might end up spending more on things that clutter your home or go unused. So, what’s the best way to handle these offers? Think of discounts as a bonus, not a necessity. Before making a purchase, ask yourself if you genuinely need the item (why?) and if the discount truly benefits you. It’s like this: if you’re about to buy a pair of shoes because they’re on sale, but you didn’t really plan to buy shoes at all, you’re not saving money—you’re just spending it differently.
  24. Anderson
    A big thing now... How to Handle Mortgage Payments Smartly If you ever found yourself wondering how to tackle your mortgage most effectively, let me give you a few insights, so you can decide wisely. It’s a common dilemma, and there are several strategies to consider. The 30-Year Strategy One piece of advice you might hear is to opt for the longest mortgage term available—30 years, for example. The idea behind this is that in 30 years, inflation might make the value of your monthly payments seem negligible. Yes, the money you borrow will lose value over time, but this strategy can be comforting if you don’t want the burden of a long-term debt hanging over you. The Early Payoff Approach On the flip side, some people prefer to pay off their mortgage as quickly as possible. This can be appealing if you’re eager to be free from debt sooner rather than later. Paying off your mortgage early means you’ll likely end up paying less in interest overall. For instance, if you have a mortgage term of 100 months and make an extra payment, you could reduce the term to 97 or even 95 months. The bank benefits less from your interest payments, which is why they often push for the alternative—reducing your monthly payment instead. Reducing Your Monthly Payments Another common strategy is to make an early payment to reduce your monthly payment. Imagine your initial payment is $25,000, and after making an extra payment, it drops to $23,000. This approach might be preferable if you’re looking for immediate relief. Maybe your current budget is stretched thin, and a smaller monthly payment would ease the strain. Balancing the Strategies Ultimately, the right approach depends on your personal situation. If you're uncertain about your future income or just want to keep your payments manageable, reducing your monthly payment might be the best choice. On the other hand, if you’re comfortable with the idea of a longer term and want to benefit from inflation, sticking with the 30-year term could be the way to go. So, whether you choose to pay off your mortgage early or adjust your monthly payments, the key is finding a strategy that aligns with your financial situation and comfort level. Each method has its pros and cons, so consider what works best for you and your future plans.
  25. Anderson
    The Principle of Risk and Return When you’re diving into investing, there’s a key idea to keep in mind: higher returns usually mean higher risks. It’s like this—if someone promises you big gains, there’s often a catch. Maybe it’s a riskier investment, or there’s more uncertainty involved. Think of it like riding a roller coaster. If you want the thrill of a wild ride with lots of ups and downs, you might get the most excitement (or in investing terms, higher returns). But if you prefer a smoother, steadier journey, you might opt for something less thrilling (lower returns but less risk). So, before you jump in, take a moment to think about how comfortable you are with risk. Are you okay with potentially losing some of your investment for the chance of bigger rewards? Or do you prefer to play it safer, even if it means lower returns? And remember, if you come across deals that promise crazy high returns with little risk, be extra cautious. If it seems too good to be true, it probably is. Keep these ideas in mind to take charge of your finances, make smarter investment decisions, and work toward a more secure future.

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